Keywords: Rural Inflation, Poverty, Cost of living, Basic amenities, Healthcare access, Food Insecurity, Education affordability, Housing crises, India and Nigeria, Low-income households The Impact of Inflation on Access to Basic Amenities in Rural Communities: A Comparative Study of Nigeria and India Introduction Inflation in rural areas has emerged as a critical global concern in contemporary times, significantly affecting the well-being and resilience of rural households. As the prices of basic necessities continue to surge, rural families are finding it increasingly difficult to meet their daily needs, especially in the essential areas of food, housing, education, and healthcare. These four pillars, which form the backbone of human development, are being eroded by persistent inflation, threatening the very fabric of rural life. One of the most pressing issues is the intersection of food basket inflation and limited employment opportunities. The rising cost of staple foods, coupled with stagnating or informal income sources, has created a severe resource deficit in rural households. This financial strain forces families to make harsh trade-offs, such as choosing between nutritious meals and medical care, or between school fees and house repairs, thereby compounding their vulnerability. Compared to their urban counterparts, rural households are disproportionately affected. Factors such as lower per capita income, limited access to technology, poor infrastructure, and fewer formal employment opportunities widen the rural-urban divide. While urban residents may have relatively better access to social safety nets or diversified income streams, rural populations often lack the institutional and economic buffers needed to withstand prolonged inflationary shocks. Literature Review Food inflation poses a critical challenge to rural households’ food security in both Nigeria and India. In Nigeria, rising food prices severely impact household access to sufficient, nutritious food, leading to decreased dietary diversity and increased vulnerability to economic shocks, especially among rural communities that rely heavily on agriculture and limited market access (Anugwa & Ugwu, 2022). Similarly, in India, food inflation reaching 10.9% in 2024 has intensified the financial burden on rural families, where over half of income is spent on food, resulting in limited accessibility and negative health outcomes like malnutrition and anemia. Factors such as global commodity prices, crop focus on staples, and supply chain inefficiencies aggravate the situation (Fathima, 2024). Both contexts underline the urgent need for long-term interventions, including improving agricultural productivity, crop diversification, strengthened supply chains, and effective social support systems like cash transfers and efficient Public Distribution Systems, to enhance food security and rural resilience to inflationary pressures. Food basket inflation leads the people in African households to cope with scarcity of food with educational investment of their children (Obibuba,2024) . These not only have physical and medical implications but the psychological implications as well. The similar cases have been observed in the Indian subcontinent region as well where the scenario has worsened with a disproportionate rise of income and educational expenses (Bhattacharjee, 2016). Food basket inflation impacts the foundational block of the society, i.e., the educational sector of the society. Inflation also significantly affects healthcare in low and middle income countries by driving up costs and reducing access. According to Uzor et al. (2024), inflation in Nigeria has driven significant increases in medicine prices, particularly in private pharmacies, due to currency devaluation and import dependence. This has led to reduced access and frequent stock-outs in public health facilities. Similar to this, Poongavanam et al. (2023) note that India’s healthcare system faces rising costs fueled by technology use and a growing chronic disease burden. To mitigate these effects, Uzor et al. (2024) recommend strengthening local drug production and expanding insurance in Nigeria, which also aligns with Poongavanam et al. (2023) call for cost control policies and investment in India’s primary healthcare infrastructure. Inflation also severely affects fundamental sectors such as education, housing, and healthcare in low- and middle-income countries. Food basket inflation drives African households to divert resources from children’s education to survival needs, leading to long-term psychological and developmental setbacks (Obibuba, 2024). Similar patterns emerge in the Indian subcontinent, where income stagnation and rising educational expenses deepen inequalities (Bhattacharjee, 2016). Inflation also strains healthcare systems. In Nigeria, it raises medicine prices due to currency devaluation and import dependency, leading to frequent public sector stock-outs (Uzor et al., 2024). India faces parallel challenges from technology-driven costs and chronic disease burdens (Poongavanam et al., 2023). Mitigation strategies include boosting local drug production and expanding insurance (Nigeria) and investing in primary healthcare (India). Additionally, in rural India and Nigeria, inflation in construction materials has made housing unaffordable for the poor, undermining dignity and health security (Chattopadhyay et al., 2022; Adebayo & Iweka, 2020). Impact of Inflation On Accessibility To Food Food is one of the basic necessities of life. The Constitution of India also includes the right to food in Article 21 i.e. right to life. But due to rising inflation in recent years, has resulted in soaring prices of food communities and this has impacted the accessibility of food mainly to the rural population. The data of the Ministry of Statistics and Implementation states that there has been an inflation of around 9.03% in December 2023, 9.10% in November 2024 and 8.56% in December 2024 (MoSPI 2024, CPI). This rise in inflation has led to a rise in the prices of food which has fueled the already dreaded issues like malnutrition, undernourishment and consistent health problems. India’s Global Hunger Index in 2024 stood at 27.3(Welt Hunger Hilfe, GHI 2024) which was classified as ‘serious’. Another reason for such inflation is rise in the crude oil prices, which shot up in 2021, after COVID-19. The main cause behind this was the recent rise of the market after a year of sluggishness during 2020. People have cut on their food intake to combat the effect of inflation. This has led to consumption of seriously nutrition-less foods. This has resulted in high levels of anemia in women and children at 57% and 63% respectively (MoHEW, NHFS-5 2019-21). A similar situation could be witnessed in Nigeria but the condition is far worse. With inflation